New York · Childcare
How much can you earn before you lose childcare help in New York?
Losing childcare help here can cost a family of 4−$22,840in a single step, the year it falls away.
The short answer
In New York, childcare help for a family of 4 falls away around $117,000 a year. Crossing that can cut real take-home by $22,840 in one step, so a small raise can leave the household behind until pay climbs well past it.
Falls away around$117,000/yr
Biggest single drop$22,840
ProgramChild Care Assistance Program
Your benefits cliff
New York, household of 4. The filled line is your real take-home. The dashed line is wages alone.
You now$116kOffer$117kSafe exit$160kWages onlyBenefits end$117k
Every number comes from a government source
Rules checked Jul 7, 2026. See how CliffCheck knows the numbers
Questions people ask
- How much can you earn before you lose childcare help in New York?
- For a family of 4 in New York, childcare help falls away around $117,000 a year. The exact point depends on your household, so check your own number, but that is where the drop hits for a typical family of 4.
- What is the New York childcare subsidy called?
- New York's childcare help is called Child Care Assistance Program. It is one of the steepest cliffs, because the whole subsidy can fall away in a single income step, taking a large amount of take-home with it.
- What income clears the cliff in New York?
- For a family of 4 in New York, real take-home passes its earlier level again at about $160,000 a year. Earn past that safe exit and the raise pays off for good.