Tennessee · Medicaid
How much can you earn before you lose Medicaid in Tennessee?
Losing Medicaid here can cost a family of 4−$4,500in a single step, the year it falls away.
The short answer
In Tennessee, Medicaid for a family of 4 falls away around $35,000 a year. Crossing that can cut real take-home by $4,500 in one step, so a small raise can leave the household behind until pay climbs well past it.
Falls away around$35,000/yr
Biggest single drop$4,500
Coverage typeNot expanded, adult coverage ends early
Your benefits cliff
Tennessee, household of 4. The filled line is your real take-home. The dashed line is wages alone.
You now$34kOffer$35kWages onlyBenefits end$90k
Every number comes from a government source
Each figure is drawn from the primary government source shown above. Two values are close approximations, not filing-grade quotes: the ACA benchmark (SLCSP) uses each state’s largest metro as a stand-in, and childcare help varies by county — both land within roughly 10%. See how CliffCheck knows the numbers
Questions people ask
- How much can you earn before you lose Medicaid in Tennessee?
- For a family of 4 in Tennessee, Medicaid falls away around $35,000 a year. The exact point depends on your household, so check your own number, but that is where the drop hits for a typical family of 4.
- Did Tennessee expand Medicaid?
- No. Tennessee did not expand Medicaid, so adult coverage ends at a very low income, far sooner than most people expect. Above that, adults move to the marketplace and health costs jump.
- What income clears the cliff in Tennessee?
- Once you are well past where the benefits fall away, more pay adds to take-home again. Check your own number to see your safe exit income.